Insurance For All, LLC (“we,” “us,” or “our”) respects your privacy and is committed to protecting the personal information you share with us when you visit insuranceforallus.com (the “Site”) or request insurance services. This Privacy Policy explains what information we collect, how we use it, when we share it, and the rights you have over your information.
1. Information We Collect
We collect information in the following categories:
- Information you provide: name, mailing address, email, phone number, ZIP code, date of birth, driver's license number, vehicle information, property information, and any details you submit through our quote forms or while communicating with our agents.
- Insurance underwriting data: with your authorization, we may obtain credit-based insurance scores, motor vehicle records, claims history (CLUE/A-PLUS), and similar consumer reports from third parties to prepare quotes.
- Health-related information (limited): if you request health, life, or supplemental insurance, we may collect limited health information necessary to obtain a quote. See our HIPAA Notice for details on how Protected Health Information is handled.
- Automatic information: IP address, browser type, device identifiers, pages viewed, referring URL, and similar analytics data collected through cookies and similar technologies.
2. How We Use Your Information
- To prepare and deliver insurance quotes and policies you request.
- To communicate with you about quotes, applications, claims, and policy servicing.
- To verify your identity and prevent fraud.
- To comply with state and federal insurance laws and other legal obligations.
- To improve our website, services, and customer experience.
- With your express consent, to send you informational updates about insurance products. You can opt out at any time by replying STOP to text messages, clicking unsubscribe in emails, or contacting us.
3. How We Share Your Information
We do not sell your personal information. We may share it with:
- Insurance carriers and underwriters we represent, so they can issue quotes and policies you have requested.
- Service providers that help us operate our business (e.g., quoting platforms, agency management systems, email and hosting providers), bound by confidentiality obligations.
- Government agencies and regulators when required by law, subpoena, or to protect our legal rights.
- A successor entity in the event of a merger, acquisition, or sale of agency assets.
4. Cookies and Analytics
Our Site uses cookies and similar technologies to remember your preferences and to understand how visitors interact with our pages. You can disable cookies in your browser settings; some features of the Site may not function properly if cookies are disabled.
5. Data Security
We use administrative, technical, and physical safeguards designed to protect your information from unauthorized access, disclosure, alteration, or destruction. No method of transmission over the internet is 100% secure, so we cannot guarantee absolute security.
6. Data Retention
We retain personal information for as long as necessary to provide our services, comply with legal obligations (including state insurance record-keeping requirements), resolve disputes, and enforce our agreements.
7. Your Rights and Choices
- Access & correction: You may request a copy of the personal information we hold about you and ask us to correct inaccuracies.
- Deletion: You may request deletion of personal information we are not required to retain by law or for legitimate business purposes.
- Marketing opt-out: You can opt out of marketing communications at any time using the unsubscribe link, replying STOP to texts, or contacting us.
- Do Not Track: Our Site does not currently respond to browser Do Not Track signals.
8. Children's Privacy
Our Site is not directed to children under 13, and we do not knowingly collect personal information from children. If you believe a child has provided us with information, please contact us so we can delete it.
9. Texas Residents
Texas insurance laws require licensed agents to safeguard customer information and provide certain disclosures regarding the use of consumer reports. You may contact the Texas Department of Insurance if you have concerns about how a licensed insurance entity handles your information.
10. Changes to This Policy
We may update this Privacy Policy from time to time. The “Effective date” at the top reflects the most recent revision. Material changes will be highlighted on our Site.
11. Contact Us
If you have questions about this Privacy Policy or our data practices, contact:
- Insurance For All, LLC
- Attn: Cynthia Rodriguez, Privacy Officer
- San Antonio, Texas
- cynthia@insuranceforallus.com
- (210) 760-8432